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About us
20 years of innovative financial solutions for Western Australians
Strata Finance delivers across a range of building works including;
- Structural Improvements
- Aesthetic Improvements
- Energy Upgrades
- Mechanical Improvements
- Repairs & Maintenance
Strata Finance is an innovative financing solution for strata remediation costs including;
Roof Replacement
Elevator Replacement
Concrete Repairs
Waterproofing
Facade repairs
Electrical & Gas Upgrades
Strata Finance :
Key Features
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Simple Repayments
Loan repayments can be incorporated into your quarterly strata levies, reducing your need to rely on raising special levies.
Spread cost across time
1 to 10 year loan terms are available for residential strata plans.
1 to 5 year loan terms are available for commercial or mixed property types.
Bundle multiple repairs
Bundle financing for multiple repairs into one project to minimise disruption to owners and tenants.
20+ Years Helping West Australians
Stuart Smith
Stuart Smith B.Bus ( Finance )
Dip. Fin. Serv. ( Finance / Mortgage Broking )
Australian Credit Licence 376242
I've been helping West Australians with innovative financial solutions since 1994.
Strata Finance is one of most unique solutions I've seen in my many years of finance. The growth of residential strata ownership continues to increase, with new ideas needed to meet new challenges.
Keeping strata properties well maintained is a crucial aspect of maintaining the value of this important asset for the short, medium and long term, for both owner-occupiers and investors.
This is especially true in light of recent WA legislation around strata maintenance plans.
Strata Finance provides an innovative and flexible solution that benefits both current and future owners by smoothing out necessary maintenance and upgrade costs.
No personal guarantee
No personal guarantees or mortgages are required to secure the loan by individual lot owners.
Interest Only Payments
A Strata Improvement Loan can have up to 12 months of interest only repayments, subject to credit approval. Loan repayments, post the interest only period, will be structured so that the loan balance is fully repaid by the end of the agreed term.
No charge on unused funds
Funds released as required for each stage of works.